Real Estate Buying and Selling

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For seniors buying and selling homes the following should be taken into consideration: applications of the Housing for Older Persons Act (HOPA), Ins and outs of reverse mortgages, how to use pensions and other retirement income for transactions, ways in which Medicare, Medicaid, and Social Security affect real estate decisions, recognizing and protecting mortgage and loan scams.

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Find a Seniors Real Estate Specialist
These agents are familiar with senior housing options, the Housing for Older Persons Act, possible schemes and scams and the implications of various financial transactions.
Know Your Home’s Current Value
Having lived in your home for many years, it is natural to be unsure of its current value. Lacking that knowledge can cause you to accept lower price or on the other hand it may make you wait too long to accept a fair offer under the mistaken belief that a higher one may be around the corner.
Seek Advise of a Financial Advisor
Advisors can help you with Incentives and Pitfalls associated with buying and selling a home at this point in your life. There maybe consequences of a real estate sale on Pensions, IRA accounts, Medicare, Medicaid, Social Security and estate planning. On the other hand you could be eligible for perks such as reduced upfront fees and closing-cost assistance should you plan to buy a new home in a retirement community.
Pack Up Memories and Valuables
Decluttering (removing knick-knacks, excess furniture and family photos) makes a house look spacious and helps potential buyers picture their belongings. You may wish to sell, giveaway to family members or donate your belongings before moving. Valuables, medications and other personal items should be kept out of sight.

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Find a Seniors Real Estate Specialist® in your nieghborhood, who is experienced and knowledgeable in meeting your specific needs.

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Are you experienced and would you like to help other by sharing information about this topic? We would love to hear from you.

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Conversation with our experience coach is for informational purpose only and not a substitute for professional advice.



Yasmin Shah,

Founder & CEO VillageCoreAuthor Experience: Caregiver’s Journey

On Twitter @yzlamas & LinkedIn


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